Bulletin: WY2025002

Dear Associates:

The Wyoming Division of Insurance has approved Stewart Title Guaranty Company’s latest rate submission, and the new rates are effective August 25, 2025.

A copy of the Revised Wyoming Manual of Charges and Forms for Title Insurance is available here.

These rates/forms have been provided to third-party title production system (TPS) vendors. Please contact your TPS vendor or account services representative to have the new/revised rates/forms implemented in your system.

A summary of the changes to the Rate Manual is outlined below.

•        Revised threshold of General Provisions from $25 million to $20 million for special pricing consideration
•        Minimum Basic Schedule of Charges increased from $240 to $250; a percent increase to the liability brackets and liability bracket $50,000-$70,000 was removed
•        A note was added to Section 6 (c)(3), simultaneous coverage, when the amount of insurance of the loan policy exceeds the owner policy
•        Limited Liability Policy is revised to Junior Loan Policy under Section 6 (g)
•        Section 6 (h) STG Commercial Short Form Loan Policy deleted
•        Added Section 6 (k) Wyoming Foreclosure Title Policy – Loan and (l) ALTA Limited Pre-Foreclosure Policy
•        Revised pricing of ALTA Residential Limited Coverage Mortgage Modification Policy from flat rate to tiered pricing
•        Section 12 forms:
  •   Forms withdrawn:
    • STG Commercial Short Form Loan Policy
    • ALTA JR2 endorsement
    • ALTA Short Form Expanded Coverage Residential Loan Policy – Assessments Priority
    • ALTA Short Form Expanded Coverage Residential Loan Policy – Current Assessments
    • ALTA Short Form Expanded Coverage Residential Loan Policy
    • ALTA Short Form Expanded Coverage Residential Loan Policy – Assessments Priority
    • ALTA Short Form Expanded Coverage Residential Loan Policy – Current Assessments
    • ALTA Plain Language Commitment
  •   Updated or added forms:
    • Home Equity Loan Policy (H.E.L.P.)
    • ALTA Expanded Coverage Residential Loan Policy – Assessments Priority
    • ALTA Expanded Coverage Residential Loan Policy – Current Assessments
    • ALTA Short Form Residential Loan Policy – Assessments Priority
    • ALTA Short Form Residential Loan Policy – Current Assessments
    • ALTA Short Form Commitment for ALTA Short Form Residential Loan Policy
•        Endorsement forms:
  •   Endorsements withdrawn:
    • STG Revolving Credit/Variable Rate Endorsement
    • The following CLTA endorsements were withdrawn due to decertification or an ALTA equivalent endorsement.
      100, 100.1, 100.11, 100.16, 100.17, 100.18, 100.21, 100.23, 100.27, 100.28, 100.30, 100.31, 103.1, 103.2, 103.6, 103.9, 104, 104.1, 104.6, 104.8, 104.9, 107.5, 107.10, 108.10, 110.3, 110.4, 110.6, 110.9, 111.2, 111.5, 111.7, 111.8, 111.9, 111.10, 114, 114.1, 114.2, 115.1, 115.2, 116, 116.1, 116.2, 116.4, 116.5, 123.1, 123.2, 124.3, 125, 126, 126.1, 126.2, 126.3
  •   Updated or added endorsements:
    • ALTA 3.3 and 3.4 Zoning
    • ALTA 10.2 and 10.3 Collateral Assignment
    • ALTA 22.2 Land Address
    • ALTA 23.1 Co-Insurance Multiple Policies
    • Premium for ALTA 33 Disbursement increased
    • ALTA 34.1 Identified Exception and Identified Risk Coverage
    • ALTA 36.9 Energy Project-Minerals and Other Subsurface Substances
    • ALTA 47, 47.1, 47.2, 47.3, Operative Law
    • ALTA 48 and 48.1 Tribal Waivers and Consents
    • STG Deletion of Arbitration Clause
    • STG Amendment of Covered Risk 10 on 2021 Loan Policy
    • STG Post Policy Forgery Endorsement with 2021 Owner Policy
    • STG Gap Endorsement
    • STG Gold Homeowners Endorsement 2021
    • STG Homeowners Inflation Endorsement
    • STG Option Endorsement
    • STG Deletion of PACA-PSA Exclusion
    • The following CLTA endorsement forms were updated to the most recent version. Please make sure your TPS provider has the most recent form implemented in your system.
      4, 100.5, 100.8, 100.12, 100.13, 100.19, 100.20, 100.29, 101, 102.4, 102.5. 102.6, 102.7, 103.3, 103.4, 103.7, 104.4, 104.7, 107.1, 107.2, 107.9, 107.11, 108.8, 110.5, 110.7, 110.10, 111, 111.3, 111.4, 111.11, 116.3, 122, 124.1, 124.2, 150.

If you have any questions relating to this or other bulletins, please contact a Stewart Title Guaranty Company underwriter.

For on-line viewing of this and other bulletins, please log onto www.vuwriter.com.